Banka Creditas's net interest margin amounted to 1.26% in 2024, down from 1.45% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.29% in 2011 and an all time low of 1.26% in 2024. The average margin in the last five years amounted to 1.43%.
Average asset yield was 5.30% in 2024, down from 6.55% when compared to previous year. On the other hand, cost of funding amounted to 4.27% in 2024, down from 5.38%.
Comparing Banka Creditas with its closest peers, Ceska Sporitelna operated in 2024 with a net interest margin of 2.08% in 2024, CSOB reached 1.66% and Komercni Banka some 1.66%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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