Banka Creditas's capital adequacy ratio reached 29.9% at the end of 2024, down from 33.8% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 33.8% in 2023 and an all time low of 11.1% in 2014.
The Tier 1 ratio amounted to 19.5% at the end of 2024, down from 25.4% compared to a year earlier.
Bank's loan to deposit ratio reached 22.6% at the end of 2024, up from 19.9% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 82.5%.
Comparing Banka Creditas with its closest peers, Ceska Sporitelna ended the year 2024 with a capital adequacy ratio at 18.6% and loans to deposits of 72.6%, CSOB with 20.6% and 70.7% respectively and Komercni Banka some 18.8% in terms of capital adequacy and 72.6% of loans to deposits at the end of 2024.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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