Bank Liquid Assets (As % of Short-Term Liabilities) fell 6.15% to 33.5% in Germany in 2024

Bank Liquid Assets (As % of Short-Term Liabilities) (%), 2024
Banking | Germany | July 13, 2025
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Excel Sheet

Bank liquid assets as a share of short-term liabilities fell 6.15% to 33.5% in Germany in 2024, according to the National Central Bank.

Historically, bank liquid assets as a share of short-term liabilities in Germany reached an all time high of 170% in 2020 and an all time low of 33.5% in 2024. When compared to Germany's main peers, bank liquid assets as a share of short-term liabilities in Austria amounted to 71.2%, 25.5% in Belgium, 23.4% in France and 48.0% in Poland in 2024.

Germany has been ranked 62nd within the group of 85 countries we follow in terms of bank liquid assets as a share of short-term liabilities, 52 places below the position seen 10 years ago.

Bank Liquid Assets (As % of Short-Term Liabilities) Unit 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Austria % ... ... 68.2% 63.9% 78.0% 78.4% 70.2%
Belgium % ... 25.0% 23.4% 32.3% 25.2% 22.9%
Czechia % ... ... 30.0% 38.7% 40.9% 45.1% 40.3%
France % ... ... ... ... 19.3% 20.2% 26.0% 27.1% 23.8%
Germany % ... ... ... 152% 161% 170% ... 33.7%
Hungary % ... ... ... ... 41.6% 39.7% 34.4% 17.9% 34.6%
Italy % ... ... ... ... ... ... 76.1% 74.8% 97.7% 96.9% 86.7%
Luxembourg % ... ... 34.6% 33.2% 38.8% 35.2% 37.1%
Netherlands % ... ... ... ... ... 16.5% 20.6% 32.5% 28.8%
Poland % ... ... ... ... 25.2% 26.2% 37.3% 45.5% 38.0%
Russia % ... ... ... ... 166% 181% 119% 133% 103% ...
Spain % ... ... ... ... ... ... ... ... ... ... ... ... ... 22.8% 22.0% 28.6% 33.1% 25.3%
Switzerland % ... 158% 161% 179% 178% ... ... ...
Ukraine % ... 93.5% 94.4% 86.8% 89.1% ... ... ...