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Air Bank - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Czechia | May 23, 2025
$3.99
Excel Sheet

Air Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.149% in the first quarter of 2025, up from -0.052% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 1.54% in 4Q2014 and an all time low of -0.452% in 4Q2017. The average cost of risk in the last six quarters amounted to 0.217%.

On the other hand, average asset yield was 4.68% in 1Q2025, down from 6.73% when compared to the same period last year. Cost of funding amounted to 2.13% in 1Q2025, down from 5.00%.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.