Air Bank - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czechia | May 23, 2025
$3.99
Excel Sheet

Air Bank's net interest margin amounted to 4.54% in 2024, down from 4.56% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.30% in 2014 and an all time low of 0.089% in 2011. The average margin in the last five years amounted to 3.87%.

Average asset yield was 7.46% in 2024, up from 7.20% when compared to previous year. On the other hand, cost of funding amounted to 3.15% in 2024, up from 2.86%.

Comparing Air Bank with its closest peers, Ceska Sporitelna operated in 2024 with a net interest margin of 2.08% in 2024, CSOB reached 1.66% and Komercni Banka some 1.66%.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.