Air Bank - Cost Efficiency

Costs As % Of Assets & Income
Banking | Czechia | May 23, 2025
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Excel Sheet

Air Bank's cost to income ratio reached 46.3% in 2024, up from 45.3% compared to the previous year.

Historically, the bank’s costs reached an all time high of 94.9% of income in 2012 and an all time low of 34.9% in 2014.

When compared to total assets, bank's cost amounted to 2.52% in 2024, up from 2.45% a year earlier.

Staff accounted for 42.8% of total operating expenditures in 2024. The bank operated a network of 32.0 branches and employed 1,100 persons in 2024.

Comparing Air Bank with its closest peers, Ceska Sporitelna operated in 2024 with a cost to income ratio of 43.0% in 2024, CSOB reached 52.1% and Komercni Banka some 48.2%.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.