Air Bank's capital adequacy ratio reached 15.7% at the end of 2024, down from 15.8% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 18.2% in 2021 and an all time low of 13.4% in 2013.
The Tier 1 ratio amounted to 15.4% at the end of 2024, down from 15.5% compared to a year earlier.
Bank's loan to deposit ratio reached 64.5% at the end of 2024, down from 69.7% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 45.9%.
Comparing Air Bank with its closest peers, Ceska Sporitelna ended the year 2024 with a capital adequacy ratio at 18.6% and loans to deposits of 72.6%, CSOB with 20.6% and 70.7% respectively and Komercni Banka some 18.8% in terms of capital adequacy and 72.6% of loans to deposits at the end of 2024.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.
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